Insurance Licensing InsNV_Health02 Exam : NV Accident and Health

Insurance Licensing InsNV_Health02 exam
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Oct 13, 2026
  • Q & A: 132 Questions and Answers
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About Insurance Licensing InsNV_Health02 Exam Questions

Busy people need preparation that respects their schedule. PassExamDumps lets InsNV_Health02 candidates combine fragmented time into real momentum: short sessions that stick, saved progress across devices, and 132 practice questions covering every official domain.

Insurance Licensing InsNV_Health02 Exam Overview:
Certification Vendor:Nevada Division of Insurance / Pearson VUE
Exam Name:Nevada Accident and Health Insurance Producer Examination
Exam Number:NV_Health02
Available Languages:English
Certificate Validity Period:License validity varies according to Nevada insurance licensing requirements
Passing Score:70%
Exam Duration:180 minutes
Exam Format:Multiple Choice
Exam Price:$50 USD
Real Exam Qty:150
Related Certifications:Nevada Insurance Producer License
Recommended Training:Nevada Approved Insurance Pre-Licensing Education Providers
Exam Registration:Pearson VUE Nevada Insurance Licensing Exam Registration
Nevada Division of Insurance Licensing
Sample Questions:Free Download Pass InsNV_Health02 Exam Cram
Exam Way:Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available.
Pre Condition:Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license.
Official Syllabus URL:https://doi.nv.gov/Consumers/Licensing/
Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
SectionObjectives
Topic 1: Government Health Insurance Programs- Medicare
  • 1. Medicare parts and eligibility
    • 2. Medicare supplement insurance
      - Medicaid and Other Programs
      • 1. Medicaid eligibility and coverage
        Topic 2: Insurance Basics- Risk Management and Insurance Concepts
        • 1. Insurance principles and contract characteristics
          • 2. Types of risk and methods of handling risk
            - Insurance Contracts
            • 1. Contract elements
              • 2. Policy provisions, riders, and exclusions
                Topic 3: Accident and Health Insurance Fundamentals- Disability Income Insurance
                • 1. Elimination periods and benefit periods
                  • 2. Disability definitions and benefits
                    - Types of Health Insurance Policies
                    • 1. Group health insurance
                      • 2. Managed care plans
                        • 3. Individual health insurance
                          - Medical Expense Insurance
                          • 1. Hospital, surgical, and physician expense coverage
                            • 2. Major medical plans
                              Topic 4: Health Insurance Policy Provisions- Mandatory and Optional Provisions
                              • 1. Renewability provisions
                                • 2. Policy requirements and clauses
                                  - Claims and Benefits
                                  • 1. Benefit determination and payment
                                    • 2. Claim procedures
                                      Topic 5: Producer Duties and Ethics- Sales Practices
                                      • 1. Advertising and marketing rules
                                        • 2. Unfair trade practices
                                          - Ethical Responsibilities
                                          • 1. Fiduciary responsibilities
                                            • 2. Consumer protection requirements
                                              Topic 6: General Insurance Regulation- Nevada Insurance Department and Regulatory Authority
                                              • 1. Commissioner of Insurance powers and duties
                                                • 2. Insurance laws, rules, and regulations
                                                  - Licensing Requirements and Responsibilities
                                                  • 1. Continuing education and license maintenance
                                                    • 2. Producer licensing requirements

                                                      Frequently Asked Questions: Insurance Licensing NV Accident and Health Exam

                                                      Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available. Register for the Insurance Licensing NV Accident and Health exam through these official channels:

                                                      With your exam date confirmed, the 132 practice questions from PassExamDumps — delivered by email within 1 minute — turn the waiting weeks into structured preparation.

                                                      Per the official outline, the Insurance Licensing NV Accident and Health exam spans 6 domains, led by Health Insurance Policy Provisions, Insurance Basics, and Producer Duties and Ethics. The complete breakdown is in the topics section above; the 132 practice questions at PassExamDumps cover all of it.

                                                      Passing the Insurance Licensing NV Accident and Health exam requires 70%, and the registration fee is $50 USD. Since retakes are not free, a readiness check with the PassExamDumps practice engines is a sensible step before you commit to an exam date.

                                                      The InsNV_Health02 exam is a Insurance Licensing certification exam covering the Insurance Licensing NV Accident and Health syllabus outlined above. It contributes to these credential paths: Nevada Insurance Producer License. In a competitive market, a Insurance Licensing credential signals verified capability to employers — which is why candidates keep choosing it in 2026. PassExamDumps prepares you with 132 practice questions in PDF, Desktop Test Engine, and Online Test Engine formats.

                                                      Then the written refund policy applies. If you take the Insurance Licensing NV Accident and Health exam within 60 days of purchase and do not pass, PassExamDumps refunds you in full. The policy excludes exams taken within 3 days of purchase, exams never actually taken, free materials, and expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Prefer to keep going? Exchange for two free exam products of equal value and retain your original update service. Delivery is by email within 1 minute of purchase — contact support if nothing arrives within 2 hours.

                                                      Insurance Licensing recommends these training resources for the Insurance Licensing NV Accident and Health exam:

                                                      Pair official training with the 132 practice questions from PassExamDumps to convert study time into exam readiness — especially effective when you are fitting preparation into fragmented hours.

                                                      Expect 150 in 180 minutes on the Insurance Licensing NV Accident and Health exam. The PassExamDumps Desktop Test Engine reproduces this environment — real timing, exam-style flow — so the actual test day feels like a rehearsal you have already done.

                                                      Everything you need in one purchase: 132 practice questions for the Insurance Licensing NV Accident and Health exam across three formats — a printable, expert-prepared PDF with instant download; a Desktop Test Engine for Windows that simulates the real exam environment with two practice modes and works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS, complete with test history and performance review. Also included: a free demo, 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations.

                                                      Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license. Requirements can be revised, so confirm the latest on the official Insurance Licensing exam page before booking.

                                                      Insurance Licensing NV Accident and Health Sample Questions:
                                                      Question #1

                                                      A policyowner borrows money from the insurer using the cash value of a whole life policy as security. If the loan and accrued interest are unpaid when the insured dies, what is the usual result?

                                                      • A. The cash value is transferred automatically to the beneficiary instead of the death benefit.
                                                      • B. The insurer cancels the policy immediately when the loan is made.
                                                      • C. The beneficiary receives the full death benefit and the loan is forgiven.
                                                      • D. The death benefit is reduced by the outstanding loan and interest.
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: D  🗳️

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                                                      Question #2

                                                      J and K are married and have several children. J is the primary beneficiary on K ' s Accidental Death and Dismemberment (AD & D) policy, and K ' s sibling, L, is the contingent beneficiary. J, K, and L are involved in a train accident, and K and L are killed instantly. The Accidental Death benefits will be paid to:

                                                      • A. K ' s estate
                                                      • B. J only
                                                      • C. L ' s estate
                                                      • D. J and K ' s estate
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: B  🗳️

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                                                      Question #3

                                                      For a group health plan subject to the federal waiting-period rule, the waiting period for otherwise eligible employees generally may not exceed:

                                                      • A. 90 calendar days
                                                      • B. 30 calendar days
                                                      • C. 60 calendar days
                                                      • D. 180 calendar days
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: A  🗳️

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                                                      Question #4

                                                      Under the Affordable Care Act (ACA), for a woman 40 years or older, mammograms are:

                                                      • A. not covered if a family member has been formally diagnosed with breast cancer
                                                      • B. not covered under the rules of ACA because mammograms are not considered preventative health care
                                                      • C. covered under only health plans that offer mammogram coverage
                                                      • D. covered under preventative services annually at no cost
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: D  🗳️

                                                      Explanation: Only visible for PassExamDumps members. You can sign-up / login (it's free).

                                                      Question #5

                                                      Which of the following information is included in the Consideration clause in an Accident and Health policy?

                                                      • A. Schedule and amount of premium payments
                                                      • B. Description of the coverage provided
                                                      • C. Explanation of the Contestable periods
                                                      • D. Duration of the Grace Period
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: A  🗳️

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